Chartered in 1865 by a special act of the Illinois General Assembly to write farm property throughout the state, PLN Mutual Insurance Company was founded by area farmers because the eastern insurance companies of the day would not provide insurance to the area.

The company was founded as a mutual insurance company modeled on the original mutual founded by Benjamin Franklin in 1752 in Philadelphia. The first board of directors of the company were farmers from Palmyra township.

In October, 2003, PLN Mutual combined with another historic farm mutual, Buffalo Mutual of Polo, which has written farm and home insurance in the area since 1874. Today the company insures farmowners and homeowners in 18 northern Illinois counties, and is governed by a board of 13 directors from within those counties.

Twenty-seven independent agencies in northern Illinois sell PLN mutual policies. Downtown Dixon is home to the company. A staff of four employees underwrite and issue the policies and service the needs of the policyholders and their agents.

The company takes great pride in its tradition of service and stability to the communities of this area. Dixon has been its headquarters since the presidency of Lincoln through the presidency of native son Ronald Reagan, and remains the headquarters today.

PLN Mutual Insurance Company
308 West First Street · Dixon, Illinois
815-284-6816